Texas all line adjuster study guide With Complete Solution

Texas all line adjuster study guide With Complete Solution

Workman’s compensation {{Correct Ans- No fault insurance for employee that are injured on the job

Employer's liability coverage {{Correct Ans- Covers an employers liability for common lawsuits from employees to recover damage from job related injuries.

Permanent Total Disability {{Correct Ans- Complete and permanent loss of being able to earn money. Example- Complete loss of sight or losing both hands or feet.

Permanent Partial Disability {{Correct Ans- Permanent physical impairment that leaves employee unable to perform original job but other jobs can be performed.

Temporary Total Disability {{Correct Ans- Total disability that lasts a short period of time. Employee can return to work. Example- Strained back

Temporary Partial Disability {{Correct Ans- A temporary disablement that allows employee to continue the same job but with reduced capability. Example- sprained ankle

Disability of Benefits {{Correct Ans- Compensation for loss of income or earnings due to an injury at work. How and what benefits are paid depends on the severity and permanency of the injury

Medical Benefits {{Correct Ans- Pays for medical treatment for an on the job injury