Texas All Lines Adjuster Exam 2 study guide with complete solutions 2023
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Texas All Lines Adjuster Exam 2 study guide with complete solutions 2023
DP - valuation
{{Correct Ans- DP-1 - ACV building & contents
DP-2/3 - RCV building & ACV contents
DP - limit for fair rental value {{Correct Ans- 20% of A
DP - coverages (A-E)
{{Correct Ans- A - dwelling
B - other structures
C - personal property
D - fair rental value
E - additional living expense
DP - limit for additional living expenses
{{Correct Ans- DP-1 - NONE
DP-2/3 - 20% of A
DP - Property removed is covered for ___ days.
{{Correct Ans- DP-1 - 5 days
DP-2 - 30 days
DP - limit for trees/plants/shrubs
{{Correct Ans- 5% of A $500 per tree/shrub/plant
DP - fire department service charge {{Correct Ans- $500
DP - extended coverages {{Correct Ans- windstorm, civil commotion, smoke, hail, aircraft, vehicles, volcanic eruption, explosion, riot
DP - broad perils {{Correct Ans- burglary damage, ice/snow weight, glass, accidental discharge of water/steam, falling objects, freezing, electrical, collapse, tearing apart/bulging/cracking
DP-3 perils covered (dwelling & contents)
{{Correct Ans- dwelling – open contents - broad (DP-2 perils)
Explain the difference between DP & HO policies. {{Correct Ans- DP does not automatically cover theft or include liability coverage.
DP - Explain the difference between limited/broad theft endorsements.
{{Correct Ans- limited - on premises only broad - on & off premises
HO-2 perils (dwelling & contents) {{Correct Ans- dwelling - named/broad contents - named/broad
HO-3 perils (dwelling & contents) {{Correct Ans- dwelling – open contents - named/broad
HO-4 perils (dwelling & contents) {{Correct Ans- dwelling - NO COVERAGE contents - named/broad
HO-5 perils (dwelling & contents) {{Correct Ans- dwelling – open contents - open
HO-6 perils (dwelling & contents) {{Correct Ans- dwelling - LIMITED named/broad contents - named/broad
HO-8 perils (dwelling & contents) {{Correct Ans- dwelling - named/basic & extended contents - named/basic & extended
[Solved] Texas All Lines Adjuster Exam 2 study guide with complete solutions 2023
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