All Lines Adjuster Test Questions and Answers

All Lines Adjuster Test Questions and Answers

When that was charge for engaging in practice is prohibited by the DTPA he was shocked "but had no intention of being misleading" he said his lawyer had to sit in a straight. Matt all of the adjectives that describe practices prohibited under the DTPA ______ is not one of them {{Ans- True

Which of the Following persons are NOT considered a family member as defined in the personal auto policy? {{Ans- The names insured's mother, Claire, lives one block away from the insured's house.

Tiffannie's parents purchased auto liability on her car with limit of $50,000/100,000/25,000. Tiffannie causes an accident that results in $15,000 in property damage to a parked car. Two months later, she causes another accident that produces a loss of $12,000 in property damage. Fortunately, no one was hurt and either accident. Tiffannie's dad asked if he would be responsible for paying $2000 because the total property damage for the policy. It was $27,000. Which principle assures coverage for the damages in the second accident. {{Ans- Non-reduction of limits of liability

A fire in Janice's restaurant burns the walls and causes smoke damage to the interior. Water used to extinguish the fire caused extensive damage to the floors and furnishings. The water damage is what type of loss? {{Ans- Direct

Which of the following statements about Worker's Compensation benefits is true? {{Ans- A medical exam may be requested by employee, by the insurance carrier, or by the commissioner of insurance

Realco has several properties in Texas and in California. And earthquake caused the loss of a $15,000 commercial property in Palo Alto, California. Realco has a cause of loss basic form with no endorsements to cover it property. How much of the problems he will pay for the earthquake loss? {{Ans- Nothing

What does the following statement "can be held legally liable for the actions of my employee" best describe? {{Ans- Vicarious liability