Connecticut All-Lines Except Workers Comp Adjuster Licensing Course PART (1) (100 Q&A Guarantee Pass

Connecticut All-Lines Except Workers Comp Adjuster Licensing Course PART (1) (100 Questions and Answers |Guarantee Pass

A business adjusting claims in CT w/out a license is subject to: {{Correct Ans- $2,000 or imprisonment for 1 year, or both

Under the "Money Orders & Counterfeit Money" coverage, the Commercial Crime form, would be covered EXCEPT: {{Correct Ans- Taking a forged check from a customer in exchange for merchandise

An attorney will provide notice of deposition to an individual when the atty wishes to secure from that individual: {{Correct Ans- A recorded statement under oath

Which of the following results in immediate payment when the claimant signs a release relinquishing his/her right to sue?  {{Correct Ans- Full Release Settlement

Which of the following is included in the definition of a first party claimant?

 I. An individual

 II. A corporation

 III. A partnership

{{Correct Ans- I, II and III

Cyber liability coverage provides all of the following, EXCEPT {{Correct Ans- An employee intentionally downloading a program containing a virus onto the company computer which compromises customer information.

A customer has consumed contaminated food manufactured by the U-Eat company. It is discovered that the manufacturer failed to properly clean some of the equipment and as a result the food was spoiled. This is an example of: {{Correct Ans- Strict Liability

Under the homeowner forms, how much will be paid under claims expense for loss of earnings by the insured to assist the insurer in the investigation or defense of a claim? {{Correct Ans- $250/day

A physicians, surgeons, and dentists' professional policy would cover which of the following? {{Correct Ans- Negligent acts of a staff nurse or aide

The negligent act of the agent is imputed to the principal if the act occurred within the course and scope of the agent's employment. This means that the principal becomes: {{Correct Ans- Directly liable for damages to a third party caused by the agent (employee).

A company has been hired to determine the extent of pollution damage and recommend methods of its removal. However, it fails to identify some of the pollutants. What coverage might this company need to cover their liability exposures? {{Correct Ans- Environmental errors and omissions coverage

Under the personal auto policy, uninsured motorist coverage is excluded for claims settled without the insurer's consent only if: {{Correct Ans- The claim settlement prejudiced the insurer's subrogation rights

An adjuster's license will usually be revoked for what reason? {{Correct Ans- Having been convicted of a felony

Barry's Vending, Inc. has a business auto policy (BAP). The owner, Barry, does not own a car since he always drives a company car. What coverage should be added to the BAP to provide Barry with liability coverage while driving a vehicle not owned by the corporation? {{Correct Ans- Drive other car coverage