Adjusting Test Texas Questions All with complete solution

Adjusting Test Texas Questions All with complete solution

A customer claims he tripped on a stair in John's Art Gallery and broke his leg. The only way the customer will have a successful claim against John's insurance is? {{Correct Ans- John must be found legally liable for the incident

Meredith was attending this Christmas party that was held at the Riverstone country club. While walking to the restroom she tripped and fell on one of the steps that was broken. The broken step had been covered up by a new rug. Meredith status in this situation is that of a ? {{Correct Ans- Invitee

Janet Thompson works for universal insurance company of Texas. She is involved in a work related accident in the supply room. She immediately notifies her supervisor about the accident. Universal insurance company must report the injuries within how many days of being notified of the injury? {{Correct Ans- 8 days

Johnny has 30/60/25 limits on his auto policy, and he negligently ran into a parked car driven by Steve Garcia. What is the maximum amount of coverage that can be provided for the damage to Steve's car? {{Correct Ans- 25,000

Texas Spring Company produced 100 defective springs last month. What type of claim can be brought against them in this situation? {{Correct Ans- Product Liability

Steve's Worker's compensation claim has been rejected. Steve reported his claim 43 days after the incident occurred. What is a possible reason why? {{Correct Ans- He did not report his injury to his employer within 30 days

Which of the following statements is true? {{Correct Ans- Bullion/ Valuable papers is limited to $500 for all cause of loss

Jason was involved in a serious accident after his braking system on his brand new car failed to function properly while he was driving on the highway. The manufacturer for his car has had several complaints regarding this faulty braking system. What type of claim should jason file against the manufacture of his vehicle. {{Correct Ans- Product Liability

Your policyholder submitted a claim or fire damage to his structure that was caused by fire. The origin of the fire was caused by a defective wiring harness in the electrical system of his stove. After you process and pay the claim, you will need to notify the manufacturer of his stove of your intent to ________ against them for the damages the were caused by their defective product? {{Correct Ans- Mediate